SAIKYO Exchange · international payments

Pay tuition and dormitory fees abroad

Has a university or language school issued an invoice in USD, EUR or another currency? Send the invoice, IBAN/SWIFT and student reference so we can review and quote the payment.

For students and parents paying tuition, accommodation, application fees or deposits to an overseas institution.

Start a request

Send the invoice details; a manager will check the beneficiary and provide an exact quote.

Start a request

How payment works

1Send the university, dormitory or school invoice.

2Provide IBAN/SWIFT, beneficiary name and the student reference.

3Receive the rate, fee and final amount to pay.

4After payment, we transfer the funds and provide the available confirmation.

Timing and fees

Fees start at 3%; the usual estimate is 1–3 business days after approval and payment. A contract for a sole proprietor or company is available for large amounts on request. Incoming crypto is subject to AML checks.

What you will need

official invoice or payment instructions
IBAN/SWIFT and full beneficiary name
student ID, application number or payment reference
the invoice deadline

Request payment

Frequently asked questions

Can you pay a dormitory invoice separately?

Yes. List the dormitory as a separate beneficiary or attach its separate invoice.

Is SWIFT required?

For a bank transfer, the institution usually provides IBAN/SWIFT and an address. The manager will request missing data.

Can you pay an application fee?

Yes, when the institution issues an official invoice and the transfer passes review.

Where should I put the student reference?

Add it to the description and repeat it in beneficiary details if it appears in the payment instructions.

When should I apply?

Apply before the invoice deadline; the usual estimate after approval and payment is 1–3 business days.