Payment planning

Recurring payments on a schedule
without automatic debits

Set up monthly rent, mortgage, tuition or subscription payments. For exchange plans, we remind you and open the calculator with prefilled parameters.

Day 1–28Moscow time

How it works

01

Choose invoice payment or exchange and set a schedule.

02

Add invoice recipient details or exchange parameters.

03

At the selected time we create an invoice request or send an exchange reminder.

04

Review the manager's quote and confirm each operation.

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New plan

A SAIKYO account is required. A manager reviews each invoice; funds are never debited automatically.

Log in to create and manage recurring plans.

Log in and set up a plan
Invoice · link

Timing and fees

Fees start at 3%; invoice processing usually takes 1–3 business days after approval and payment. Large payments for companies can be documented by agreement. Incoming crypto is subject to AML checks.

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Cost and timing

Each run receives its own quote: the rate and service fee depend on the invoice, currency, route and recipient bank. Processing usually takes 1–3 business days after approval and payment.

Common mistakes

Проверьте день

Do not choose a date after the invoice deadline.

Актуальные реквизиты

Update them when the landlord or invoice changes.

Подтвердите запуск

The plan reminds you, but the transfer still needs confirmation.

Frequently asked questions

Can I pay rent every month?

Yes. Create a monthly plan and choose a day from 1 to 28. Details can be updated with the manager before the next run.

Which payments fit a recurring plan?

Rent, mortgage, tuition, subscriptions and other repeat invoices, subject to recipient and compliance checks.

Can I pause a plan?

Yes. Your plans page provides pause, resume and cancel controls.

When does a plan run?

On the selected day or weekday at the chosen Moscow time. Transfer timing still depends on review and approval.

Does exchange run automatically?

An exchange plan sends a reminder and opens the calculator with prefilled parameters. You confirm the order.

Is the fee fixed?

No. A manager confirms the current quote for each request; fees start at 3%.

How is a recurring payment priced?

For each run a manager confirms the current rate and service fee against the invoice; no fixed price is promised in advance.

What is the timing for a recurring transfer?

Processing usually takes 1–3 business days after approval and payment; final crediting depends on the recipient bank.