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Send the clinic invoice and patient or case reference if listed.
Does an overseas clinic require a deposit or treatment payment? Send the invoice and beneficiary details so a manager can review the purpose and prepare a quote.
A manager confirms the rate and fee after review.
Send the clinic invoice and patient or case reference if listed.
A manager reviews the beneficiary, currency and payment purpose.
Approve the quote and pay in RUB or USDT.
The clinic receives the transfer; confirmation depends on the payment route.
The cost of overseas medical payments is not a single public number. A manager reviews the invoice amount and currency, beneficiary, purpose, available route and urgency. The quote shows the rate, service fee and final total separately; you fund the approved amount in RUB or USDT. A payment request is usually enough for an initial quote; do not send unnecessary medical records. The approved total covers the transfer through the confirmed route and request support, while recipient-bank charges or extra costs may depend on the channel.
Once the invoice and beneficiary details are complete, processing usually takes 1–3 business days for approval, funding and transfer. This is an estimate, not a guarantee: final timing depends on the recipient bank, compliance review, weekends and the beneficiary's confirmation. For overseas medical payments, provide the deadline, time zone and available buffer. If the invoice changes, ask for a refreshed quote before paying.
Check this before submitting: medical records are sent instead of the payment request. If the document cannot be changed, explain it to the manager.
Check this before submitting: the patient ID or case number is missing. If the document cannot be changed, explain it to the manager.
Check this before submitting: the invoice beneficiary differs from the clinic. If the document cannot be changed, explain it to the manager.
Check this before submitting: the treatment deadline is not stated. If the document cannot be changed, explain it to the manager.
Pay for treatment abroad — SAIKYO is for people who need a clear international payment route without trying an unverified foreign method alone. We start with the source document and purpose: clinic invoices, deposits, diagnostics and consultations. That separates the actual payment from deposits, taxes, shipping or intermediary services. The result is a reviewable manager quote and next steps, not an automatic debit or a promise that every corridor is available.
Before applying, collect the beneficiary details exactly as issued. For overseas medical payments, keep the full name, invoice number, currency, purpose and deadline together. If a document names several beneficiaries, list them separately. A payment request is usually enough for an initial quote; do not send unnecessary medical records. Do not send passwords, secret keys or unnecessary personal or medical records; payment details and a contact are normally enough for the first review.
After review, the manager confirms the route and prepares the quote. The rate and service fee depend on amount, currency, country and available payment channel, so the exact price is only known after the request is checked. You fund the approved total in RUB or USDT. The beneficiary receives the transfer to the clinic or medical provider for the purpose shown on the invoice; crediting and confirmation depend on the recipient bank. If the conditions change, do not pay an old invoice version.
Payment purpose matters. For overseas medical payments, it should match the beneficiary's document, and payer or recipient names should not be changed without confirmation. If you need instalments, each part should have a clear amount and reference to the contract or invoice. This makes it easier to explain which stage is approved and reduces avoidable bank questions.
The 1–3 business day estimate starts after the request is complete, the quote is approved and the client has funded it. Review can take longer if a bank asks for clarification or the details are incomplete. For urgent overseas medical payments, share the deadline early instead of waiting until the final hour. We report the available status and do not claim completion before the route confirms the payment.
If the payment is not credited when expected, do not immediately create a duplicate. Send the request number, source document and any beneficiary message. A manager can compare amount, currency, date and details and explain the next step. For repeat invoices such as rent, a recurring plan can be discussed, but every run still needs current details and confirmation.
A useful request works for all sides: the beneficiary can identify the purpose and reference, the manager can review source, amount and route, and the client can see exactly what to fund. This checklist is especially useful for overseas medical payments, where one invoice may contain multiple services or stages. Better source data means fewer clarifying messages before the quote.
clinic invoices, deposits, diagnostics and consultations
to the clinic or medical provider for the purpose shown on the invoice
A payment request is usually enough for an initial quote; do not send unnecessary medical records.
A contact method and payment deadline.
We review incoming funds and payment details before processing.
The rate, fee and final amount are recorded in your request.
A manager stays available until the result is confirmed.
No. An invoice and payment details are usually enough; do not send unnecessary sensitive information.
Yes. Mark it as a deposit and attach the official payment request.
It depends on the clinic invoice. Enter its currency and the manager will confirm the available quote.
Yes. Note the patient and payer without sharing unnecessary personal information.
After approval and payment it usually takes 1–3 business days, subject to clinic and compliance checks.
Processing usually takes 1–3 business days after approval and payment; crediting depends on the recipient bank and clinic.
Yes. Identify the payer and patient in the request, but do not send unnecessary sensitive medical records.
No. An invoice, beneficiary details and payment purpose are usually enough; extra documents are requested only when needed.
For students and parents paying tuition, accommodation, application fees or deposits to an overseas institution.
For tenants, property owners and clients with monthly payments; each repeat transfer is confirmed separately.
For people relocating abroad and paying document fees, rent, deposits or relocation support services.
Choose another overseas invoice route.
For monthly invoices and repeat tasks.